Not available in all states.
See what's covered
View sample annual contract
Opens in a new window.Not available in AK, AZ, CA or HI.
$150 deductible
Not available in AK, AZ or HI.
View sample annual contract
Opens in a new window.Cinch is excited to offer Freedom Mortgage employees this employee deal on a Cinch Complete Home plan!
You may not know this, but your homeowners insurance policy does not cover household appliances (refrigerator, dishwasher, etc.) or systems (electrical, plumbing, AC/heating) that break down from wear and tear. When these items inevitably break down from daily use, it can set your family back hundreds, if not thousands, of dollars.
A home protection plan complements your homeowners insurance policy to protect you from these unexpected expenses. Cinch delivers affordable, timely, and quality service with access to a national network of service providers.
Protect your appliances
Protect your systems
Protect your wallet
— Julie, Michigan
— Calvin, Maryland
— Frank, Florida
24/7 digital dashboard
$1 billion in claims paid over the last six years
6-month (180-day) workmanship guarantee
Not available in AK, AZ or HI.
Or, call (877) 895-0638
Cinch offers affordable home protection plans, award-winning customer service and competitive, budget-friendly pricing to help you protect your home and wallet.
Once you enroll, you have 30 days to review the plan details before your coverage kicks in.
Not available in all states.
Or call (877) 895-0638
* Required fields. Not available in all states.
By clicking above, you agree that Cinch Home Services, Inc. may contact you at the phone number and email address provided, including via automated technology and artificial or pre-recorded voice, about Cinch products, offers, and your relationship and experience with Cinch. This consent is not required to make a purchase.
†See terms, conditions, limitations and your effective date in the service agreement that will be sent once Cinch Home Services, Inc. receives and accepts your enrollment request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, unit caps and dollar amount caps may apply. If you cancel after 30 days and have placed a claim, you would be responsible for a $25 cancellation fee as well as the remainder of the annual premium or the amount of the claim, whichever is less. Not available in all states; subject to sales tax where applicable.
1For CA residents, offered and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the tollfree number here are directed to Cerida Insurance Services, CA License # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors.
2Applies only to Cinch Complete Home Plan and reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.
3Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.
4Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc.,(an affiliate of California Cinch Home Services, Inc., CA license # 3356-3; HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively
Cinch Home Services, Inc., California Cinch Home Services, Inc., and their affiliated companies (together "Cinch"), are not affiliated in any way with Freedom Mortgage Corporation, and its affiliates or subsidiaries. Freedom Mortgage Corporation does not sponsor, guarantee, nor is it responsible for the entities, agents, contractors, services, products or plans described herein. Freedom Mortgage Corporation has an agreement with Cinch to make employees aware of products and services that may be of interest, Freedom Mortgage Corporation is not compensated in connection with this employee offer from Cinch.
The purchase of the home protection plans described in these materials is optional and is not an obligation of your mortgage loan documents. You are not obligated to purchase any of the home protection plans described in these materials, and the payment obligation for any such home protection plan will not be secured by your home.
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