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Base

Appliance Plus

View pricing

Sample annual contract

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Plus

Complete Home Plus

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Sample annual contract

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Premium

Complete Home Premium

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Sample annual contract

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Coverage    

Base
Plus
Premium

$120 deductible applies to all plans.


Kitchen and Laundry Appliances



√ up to $3,000
(per appliance)



√ up to $3,000
(per appliance)



√ up to $3,000
(per appliance)



Home Systems



 

 

 








Outside Water, and
Gas Lines




√ up to $2,000
(per year)


 

√ up to $2,000
(per year)

 

 

√ up to $2,000
(per year)

 


Outside Sewer Lines



√ up to $3,000
(per year)


 

√ up to $3,000
(per year)

 

 

√ up to $3,000
(per year)

 


Surge Protection



√ up to $500
(per year)

 


√ up to $1,500
(per year)


√ up to $2,500
(per year)


HVAC System Checks2



 

-

 


 

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See coverage details

Coverage    

Details


Kitchen and Laundry Appliances


Coverage for refrigerators, ovens, cooktops, ranges, dishwashers, built-in microwaves, clothes washers and clothes dryers.



Home Systems



Coverage for electrical, plumbing, heating and cooling systems (Plus and Premium plans only)


HVAC System Checks2


One heating and one cooling preventive maintenance check each year (Premium Plan only; excludes repairs/replacements).


Outside Lines


Extended coverage for  water, sewer and gas lines outside the home.


Surge Protection


Reimbursement coverage when electrically powered items such as TVs and appliances are damaged by surge events.

How does it work?

Request

When a covered item breaks down, request service anytime online or by phone and pay your preset deductible.

Repair

We'll find a pre-screened service provider to diagnose and remedy the problem. If it can’t be repaired, it will be replaced.

Relax

We help pay the bill and your covered appliance, system and outside line repairs are guaranteed for 180 days.

What else is included?

A $25 credit to use
toward A/C filters

A digital dashboard you can use to request service 24/7 from anywhere

Easy-to-read plan documents so you know exactly what's covered

Coverage for all appliance components and parts

Restrictions apply.

Frequently asked questions

Is it worth it to have a home warranty?

Unlike homeowners insurance, a home warranty plan covers the cost of repairing or replacing major appliances in your home. Whether you’re dealing with problems caused by normal wear and tear or a surprise breakdown, a home warranty could cover thousands of dollars of expenses.

What if my appliances are old?

It doesn't matter how old your covered items are. If they are working when your home warranty plan goes into effect, you're covered. For complete details, see the General Exclusions and Limitations section of the sample annual contract.

What is NOT covered?

Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in home warranty coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. For complete details, see the General Exclusions and Limitations section of the sample annual contract.

When does coverage begin?

There is typically a 30-day waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information.

Is it easy to cancel?

We hope you’ll stick around, but know that you can easily cancel your plan online, by phone or in writing, anytime. 

What is a deductible?

Similar to an insurance deductible, at the time you place your claim, you will pay a deductible, which pays for your share of the claim cost, not including any non-covered amounts or amounts over cap limits that you would be responsible for, if any.

How do I request service?

You can request service anytime — 24/7!  My Account registration is free and allows you to easily request service or manage your Cinch plan online. You can also request service by calling (866) 229-4584.

How do you choose your service providers?

Every service provider in our network has undergone an extensive screening and selection process, which includes background and license checks plus verification of active liability insurance. We also continuously monitor and score them based on customer feedback.

Why choose Cinch Home Services?

ConsumerAffairs 4x Category Winner

Recognized for BEST customer satisfaction rates in:

Claims Handling

Coverage Options

Technicians

Value for Price

Real stories, real customers

"We love Cinch. They are really good. Whenever we need them, they're there. Their service has been wonderful."
- Karen, LA
"Their customer service was excellent, and I liked their speediness. Filing a claim was easy too, and they handled the situation very quickly."
- Christopher, GA
"Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."
- Julie, MI
"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
- R.C., Kalama, WA