What is a Cinch home protection plan?

It's a service plan that helps cover the cost to repair or replace your essential appliances and systems when they break down from everyday use - no matter how old they are.Not only can it save you money, it also eliminates the hassle of finding qualified service pros because we've done the vetting for you.

When things break down, we step up.


If something breaks down, help is only a click or call away.


We send a verified service pro to fix it.


Life is good again.

What is covered by a Cinch home protection plan?

It can cover over 25 home systems and appliances like your clothes washer, refrigerator, A/C and plumbing system. You can cover your appliances, your systems or both with our best-selling Complete Home Plan. No inspection or maintenance records are necessary.

All plans include:

Discounts on brand-name appliances when you're ready for an upgrade

A free water sensor to help detect leaks in your home

A $25 credit to use toward filters for your A/C or fridge

A digital dashboard you can use to request service 24/7 from anywhere

Coverage for all components and parts like knobs, doors and drawers

Easy-to-read plan documents so you know exactly what's covered

Cinch home protection plan FAQ:

When does coverage begin?

There is a 30-day waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information.

My home's systems and appliances are old. Does it matter?

No, it does not. You can get a Cinch home protection plan no matter how old your home's systems or appliances are as long as they are in good working order at the time of purchase.

How do you choose your service pros?

Every service pro in our network has undergone an extensive screening and selection process, which includes background and license checks plus verification of active liability insurance. We also continuously monitor and score them based on customer feedback.

What is NOT covered?

Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in protection plan coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. It's important to read the details included in the General Exclusions and Limitations section of the terms and conditions.

"Cinch Home Services has been great. The claims process is very easy and the quality of their technicians has been great. Having a protection plan has really helped out a lot with different things that have occurred."


- Carrie of
Glendale, AZ

Real stories, real customers

"I’m very pleased with the service Cinch Home Service has provided me. The representative was very knowledgeable and was able to provide me with the correct service I need. I’m looking forward to being a loyal customer."
- Kate, Raleigh, NC
"Representative was extremely knowledgeable. She patiently addressed my concerns. The excellent customer service was instrumental in my decision to purchase a policy, and canceling my previous warranty policy."
- Rebecca, Jersey City, NJ
"I called to determine what makes Cinch standout from the other companies. All of my questions were answered and I felt like the rep took the time to address all of my concerns and what Cinch offered, and why they were a better company."
- John, Hanford, CA
"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
- R.C., Kalama, WA

Real stories, real customers

"I'm very happy with the service. When the toilet overflowed, the plumber came in, did the job and had to replace some parts. He was great. He was a very pleasant and competent man. I was totally satisfied."
- Nancy of Haymarket, VA
"I made a claim to Cinch for a plumbing issue. They came out quickly and got it taken care of. I had a toilet leak and a shower leak, and they fixed both of them. The tech was great. He knew what he was doing. He fixed it and was nice about it.."
- Jeffrey of Knoxville, TN
"I do claims online, which is quick and easy. The website is very easy to follow. The repair people I've had so far have been very good as well. I'd recommend this home warranty. It's worth having."
- Janet of North Olmsted, OH
"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
- R.C., Kalama, WA

Why choose Cinch?

Security Service Federal Credit Union is committed to helping you protect your finances.
That’s why we’re proud to introduce you to our partner Cinch Home Services.

Cinch is accredited with hundreds of 5-star reviews.

We guarantee our work for 180 days — at no additional cost to you.