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Covers your hot water heaters, toilets and faucets, sump pumps, shower and tub valves, garbage disposals and more.
Covers your HVAC systems, including air conditioning units, heating units, accessible ductwork and more.
Covers your hot water heaters, toilets and faucets, sump pumps, inside water, sewer and gas lines, shower and tub valves, garbage disposals and more.
Covers all components and parts including Direct Current (D.C.) wiring, lighting fixtures, built-in exhaust/vent/attic fans and more.
Covers your HVAC systems, including air conditioning units, accessible ductwork and more.
Covers your HVAC systems, including heating units, accessible ductwork and more.
Plumbing
Built-in Systems
HVAC
Water Essentials
Home Essentials
Complete Home
Air Conditioning Systems (including ductwork)
Heating Systems (including ductwork)
Concrete-encased Ductwork (up to $1,000)
Electrical Wiring, Switches & Outlets
Attic & Ceiling Fans
Garage Door Openers
Smoke Detectors
Light Fixtures
Interior Plumbing & Gas Lines
Garbage Disposals
Plumbing Stoppages (up to 100 ft.)
Toilets & Faucets
Water Heaters (up to $1,000)
180-day Workmanship Guarantee
Unknown Pre-existing Conditions
Rust & Corrosion
Emergency Lodging Reimbursement1
(up to $1,200, one claim per year)
Built-in Systems
Covers your HVAC system, including air conditioning units, heating units, accessible ductwork and more.
Protects your home's hot water heater, toilets, sump pumps, inside water, sewer and gas lines, garbage disposals, whirlpools/jetted tubs and more.
Covers all components and parts including Direct Current (D.C.) wiring, lighting fixtures, built-in exhaust/vent/attic fans and more.
Protects your home's hot water heater, toilets and sump pumps, garbage disposals, whirlpools/jetted tubs and more.
Covers your HVAC system, including air conditioning units, accessible ductwork and more.
Protects your HVAC system, including heating units, accessible ductwork and more.
Plumbing
Built-in Systems
HVAC
Plumbing
Systems
HVAC
Air Conditioning Systems (including ductwork)
Heating Systems (including ductwork)
Concrete-encased Ductwork (up to $1,000)
Electrical Wiring, Switches & Outlets
Attic & Ceiling Fans
Garage Door Openers
Smoke Detectors
Light Fixtures
Interior Plumbing & Gas Lines
Garbage Disposals
Plumbing Stoppages (up to 100 ft.)
Toilets & Faucets
Water Heaters (up to $1,000)
180-day Workmanship Guarantee
Unknown Pre-existing Conditions
Rust & Corrosion
Emergency Lodging Reimbursement1
(up to $1,200, one claim per year)
You may not know this, but your typical homeowners insurance policy does not cover home systems (electrical, plumbing, AC/heating) that break down from wear and tear. When these items break down from daily use, it can set you back hundreds, if not thousands, of dollars.
A home protection plan complements your homeowners insurance policy to help protect you from these unexpected expenses. Cinch Home Services delivers affordable, timely, and quality service with access to a national network of service providers.
Protect your electrical system
Protect your plumbing system
Protect your wallet
— Julie, Michigan
— Calvin, Maryland
— Frank, Florida
24/7 digital dashboard
$1 billion in claims paid over the last six years
6-month (180-day) workmanship guarantee
We offer affordable home protection plans, award-winning customer service and competitive, budget-friendly pricing to help you protect your home and wallet.
Once you enroll, you'll have 30 days to review the plan details before your coverage kicks in.
Or call (888) 399-5829
Claims Handling
Coverage Options
Technicians
Value for Price
†See terms, conditions, limitations and your effective date in the service agreement that will be sent once Cinch Home Services, Inc. receives and accepts your enrollment request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, unit caps and dollar amount caps may apply. Cancellation will be deemed effective on the last day of the billing cycle. If you cancel after the effective date of the service agreement and have placed a claim, you may be responsible for any costs associated with claims processed during the term of your service agreement prior to cancellation, or the remainder of the annual premium. Not available in all states; subject to sales tax where applicable.
1Applies only to the HVAC and Built-in Systems Plans, and reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., CA license # 3356-3; HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.
The HomeSure Companies and Cinch Home Services, Inc. are not affiliated in any way with Freedom Mortgage Corporation, its affiliates, or subsidiaries. Freedom Mortgage Corporation does not sponsor, guarantee nor is it responsible for the entities, agents, contractors, services, products or plans described herein. Freedom Mortgage Corporation has an agreement with Cinch Home Services to make you aware of products and services that may be of interest and will be compensated in connection with this program.
The purchase of the home protection plan products described in these materials is optional and is not an obligation of your mortgage loan documents. You are not obligated by the terms of your mortgage loan documents to purchase any of the home protection plan products described in these materials, and the payment obligation for any such home protection plan product will not be secured by your home.
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