Call now for a quote

(877) 710-7705

Home appliance breakdowns can be expensive.

Let a Cinch home protection plan help pay the bill.

Plumbing system

Covers your hot water heaters, toilets and faucets, sump pumps, shower and tub valves, garbage disposals and more.

Inside lines

Covers the water, sewer and gas lines inside your home.

See what's covered

We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options. 

See pricing

$125 deductible

View sample annual contract

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Heating and cooling systems

Covers your HVAC systems, including air conditioning units, heating units, accessible ductwork and more.

Plumbing system

Covers your hot water heaters, toilets and faucets, sump pumps, inside water, sewer and gas lines, shower and tub valves, garbage disposals and more.

Electrical system

Covers all components and parts including Direct Current (D.C.) wiring, lighting fixtures, built-in exhaust/vent/attic fans and more.

See what's covered

We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options. 

See pricing

$150 deductible

View sample annual contract

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A/C system

Covers your HVAC systems, including air conditioning units, accessible ductwork and more.

Heating  system

Covers your HVAC systems, including heating units, accessible ductwork and more.

See what's covered

We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options. 

See pricing

$150 deductible

View sample annual contract

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Compare plans

Plumbing 

Built-in Systems

HVAC

HVAC

Water Essentials

Home Essentials

Complete Home

Air Conditioning Systems (including ductwork)

Heating Systems (including ductwork)

Concrete-encased Ductwork (up to $1,000)

ELECTRICAL

Electrical Wiring, Switches & Outlets

Attic & Ceiling Fans

Garage Door Openers

Smoke Detectors

Light Fixtures

PLUMBING

Interior Plumbing & Gas Lines

Garbage Disposals

Plumbing Stoppages (up to 100 ft.)

Toilets & Faucets

Water Heaters (up to $1,000)

OTHER COVERAGE & BENEFITS

180-day Workmanship Guarantee

Unknown Pre-existing Conditions

Rust & Corrosion

Emergency Lodging Reimbursement1
(up to $1,200, one claim per year)

 

 

 

 





 

 

 

 

Home appliance and system breakdowns can be expensive.

Let a Cinch® home protection plan help pay the bill.
See pricing

Built-in Systems

Heating and cooling systems

Covers your HVAC system, including air conditioning units, heating units, accessible ductwork and more.

Plumbing system

Protects your home's hot water heater, toilets, sump pumps, inside water, sewer and gas lines, garbage disposals, whirlpools/jetted tubs and more.

Electrical system

Covers all components and parts including Direct Current (D.C.) wiring, lighting fixtures, built-in exhaust/vent/attic fans and more.

See what's covered

We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options. 

See pricing

$150 deductible

View sample annual contract

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Plumbing Plus

Plumbing system

Protects your home's hot water heater, toilets and sump pumps, garbage disposals, whirlpools/jetted tubs and more.

Inside lines

Covers your home's inside water, sewer and gas lines.

See what's covered

We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options. 

See pricing

$125 deductible

View sample annual contract

Opens in a new window.

HVAC System

A/C  system

Covers your HVAC system, including air conditioning units, accessible ductwork and more.

Heating  system

Protects your HVAC system, including heating units, accessible ductwork and more.

See what's covered

We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options. 

See pricing

$150 deductible

View sample annual contract

Opens in a new window.

Compare plans

Plumbing 

Built-in Systems

HVAC

Plumbing

Systems

HVAC

HVAC

Air Conditioning Systems (including ductwork)

Heating Systems (including ductwork)

Concrete-encased Ductwork (up to $1,000)

ELECTRICAL

Electrical Wiring, Switches & Outlets

Attic & Ceiling Fans

Garage Door Openers

Smoke Detectors

Light Fixtures

PLUMBING

Interior Plumbing & Gas Lines

Garbage Disposals

Plumbing Stoppages (up to 100 ft.)

Toilets & Faucets

Water Heaters (up to $1,000)

OTHER COVERAGE & BENEFITS

180-day Workmanship Guarantee

Unknown Pre-existing Conditions

Rust & Corrosion

Emergency Lodging Reimbursement1
(up to $1,200, one claim per year)

 

 

 

 





 

 

 

 

Protect your budget and keep your household running with a home protection plan.

You may not know this, but your typical homeowners insurance policy does not cover home systems (electrical, plumbing, AC/heating) that break down from wear and tear. When these items break down from daily use, it can set you back hundreds, if not thousands, of dollars.

 

A home protection plan complements your homeowners insurance policy to help protect you from these unexpected expenses. California Cinch Home Services delivers affordable, timely, and quality service with access to a national network of service providers.

Technicians icon

Protect your electrical system

Shield with Star Icon

Protect your plumbing system

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Protect your wallet

Real customers, real stories

What our happiest customers say...

 

"Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home protection program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."

— Julie, Michigan

"Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable."

— Calvin, Maryland

"When I call Cinch, they've been all informational, excellent and knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch."

— Frank, Florida

What makes a California Cinch home protection plan better?

We offer affordable home protection plans, award-winning customer service and competitive, budget-friendly pricing to help you protect your home and wallet.
Green smartphone icon
Access to a digital dashboard for you to mange service requests, from anywere, 24/7 
Green money icon with dollar sign
95% of claims approved and paid out
Shield with Star Icon
6-month workmanship guarantee

24/7 digital dashboard

$1 billion in claims paid over the last six years

6-month (180-day) workmanship guarantee

Get peace of mind with a Cinch home protection plan!

See pricing

What makes a California Cinch Home Services plan better?

We offer affordable home protection plans, award-winning customer service and competitive, budget-friendly pricing to help you protect your home and wallet.

 

Once you enroll, you'll have 30 days to review the plan details before your coverage kicks in. 

Green smartphone icon
An online account you can use to request service, check coverage and more 24/7 from anywhere
Green money icon with dollar sign
$1 billion in claims paid over the last six years
Shield with Star Icon
6-month (180-day) Workmanship Guarantee on covered repairs
24/7 Digital Dashboard
95% of claims paid
6-month workmanship guarantee

Get peace of mind with a Cinch home protection plan!

Why choose California Cinch Home Services?

ConsumerAffairs 4x Category Winner

Recognized for BEST customer satisfaction rates in:

Claims Handling

Coverage Options

Technicians

Value for Price

Peace of mind

starts here.

 

Get a quote now!


Or skip the form and call us now: (877) 710-7705

 

See terms, conditions, limitations and your effective date in the service agreement that will be sent once California Cinch Home Services, Inc. receives and accepts your enrollment request. To see a sample now, visit: SystemsProtect.com/G1CU. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, unit caps and dollar amount caps may apply. If you cancel after 30 days and have placed a claim, you would be responsible for a $25 cancellation fee as well as the remainder of the annual premium or the amount of the claim, whichever is less. Not available in all states; subject to sales tax where applicable.

 

1Applies only to the HVAC and Built-in Systems Plans, and reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., CA license # 3356-3; HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.

 

Plans offered by Golden 1 Credit Union (The), CA License # 0699837, and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the toll-free number here are directed to Cerida Insurance Services, CA License #0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors.

 

© 2025 Cinch Home Services, Inc. All rights reserved. Cinch is a registered mark of Cinch Home Services, Inc.