Plumbing
Plumbing + Inside Lines
Covers your hot water heaters, toilets and faucets, sump pumps, shower and tub valves, garbage disposals and more.
$21.99/mo †
We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options.
$125 deductible
View sample annual contract
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Covers your HVAC systems, including air conditioning units, heating units, accessible ductwork and more.
Covers your hot water heaters, toilets and faucets, sump pumps, inside water, sewer and gas lines, shower and tub valves, garbage disposals and more.
Covers all components and parts including Direct Current (D.C.) wiring, lighting fixtures, built-in exhaust/vent/attic fans and more.
We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options.
$49.99/mo †
$150 deductible
View sample annual contract
Opens in a new window.HVAC
Heating + Cooling
Covers your HVAC systems, including air conditioning units, accessible ductwork and more.
Covers your HVAC systems, including heating units, accessible ductwork and more.
$29.99/mo †
We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options.
$150 deductible
View sample annual contract
Opens in a new window.Compare plans
Plumbing
Built-in Systems
HVAC
Water Essentials
Home Essentials
Complete Home
HVAC
Air Conditioning Systems (including ductwork)
—
✓
✓
Heating Systems (including ductwork)
—
✓
✓
Concrete-encased Ductwork (up to $1,000)
—
✓
✓
ELECTRICAL
Electrical Wiring, Switches & Outlets
—
✓
—
Attic & Ceiling Fans
—
✓
—
Garage Door Openers
—
✓
—
Smoke Detectors
—
✓
—
Light Fixtures
—
✓
—
PLUMBING
Interior Plumbing & Gas Lines
✓
✓
—
Garbage Disposals
✓
✓
—
Plumbing Stoppages (up to 100 ft.)
✓
✓
—
Toilets & Faucets
✓
✓
—
Water Heaters (up to $1,000)
✓
✓
—
OTHER COVERAGE & BENEFITS
180-day Workmanship Guarantee
✓
✓
✓
Unknown Pre-existing Conditions
✓
✓
✓
Rust & Corrosion
✓
✓
✓
Emergency Lodging Reimbursement1
(up to $1,200, one claim per year)
—
✓
✓
Home appliance and system breakdowns can be expensive.
Let a Cinch® home protection plan help pay the bill.
See pricing
Built-in Systems
Covers your HVAC system, including air conditioning units, heating units, accessible ductwork and more.
Protects your home's hot water heater, toilets, sump pumps, inside water, sewer and gas lines, garbage disposals, whirlpools/jetted tubs and more.
Covers all components and parts including Direct Current (D.C.) wiring, lighting fixtures, built-in exhaust/vent/attic fans and more.
We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options.
$150 deductible
View sample annual contract
Opens in a new window.Plumbing Plus
Protects your home's hot water heater, toilets and sump pumps, garbage disposals, whirlpools/jetted tubs and more.
We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options.
$125 deductible
View sample annual contract
Opens in a new window.HVAC System
Covers your HVAC system, including air conditioning units, accessible ductwork and more.
Protects your HVAC system, including heating units, accessible ductwork and more.
We're sorry, this offer isn't available in your area. Please call (877) 710-7705 for other plan options.
$150 deductible
View sample annual contract
Opens in a new window.Compare plans
Plumbing
Built-in Systems
HVAC
Plumbing
Systems
HVAC
HVAC
Air Conditioning Systems (including ductwork)
—
✓
✓
Heating Systems (including ductwork)
—
✓
✓
Concrete-encased Ductwork (up to $1,000)
—
✓
✓
ELECTRICAL
Electrical Wiring, Switches & Outlets
—
✓
—
Attic & Ceiling Fans
—
✓
—
Garage Door Openers
—
✓
—
Smoke Detectors
—
✓
—
Light Fixtures
—
✓
—
PLUMBING
Interior Plumbing & Gas Lines
✓
✓
—
Garbage Disposals
✓
✓
—
Plumbing Stoppages (up to 100 ft.)
✓
✓
—
Toilets & Faucets
✓
✓
—
Water Heaters (up to $1,000)
✓
✓
—
OTHER COVERAGE & BENEFITS
180-day Workmanship Guarantee
✓
✓
✓
Unknown Pre-existing Conditions
✓
✓
✓
Rust & Corrosion
✓
✓
✓
Emergency Lodging Reimbursement1
(up to $1,200, one claim per year)
—
✓
✓
Protect your budget and keep your household running with a home protection plan.
You may not know this, but your typical homeowners insurance policy does not cover home systems (electrical, plumbing, AC/heating) that break down from wear and tear. When these items break down from daily use, it can set you back hundreds, if not thousands, of dollars.
A home protection plan complements your homeowners insurance policy to help protect you from these unexpected expenses. California Cinch Home Services delivers affordable, timely, and quality service with access to a national network of service providers.
Protect your electrical system
Protect your plumbing system
Protect your wallet
Real customers, real stories
What our happiest customers say...
— Julie, Michigan
— Calvin, Maryland
— Frank, Florida
What makes a California Cinch home protection plan better?
24/7 digital dashboard
$1 billion in claims paid over the last six years
6-month (180-day) workmanship guarantee
What makes a California Cinch Home Services plan better?
We offer affordable home protection plans, award-winning customer service and competitive, budget-friendly pricing to help you protect your home and wallet.
Once you enroll, you'll have 30 days to review the plan details before your coverage kicks in.
Get peace of mind with a Cinch home protection plan!
Or call (877) 710-7705
Why choose California Cinch Home Services?
ConsumerAffairs 4x Category Winner
Recognized for BEST customer satisfaction rates in:
Claims Handling
Coverage Options
Technicians
Value for Price
†See terms, conditions, limitations and your effective date in the service agreement that will be sent once California Cinch Home Services, Inc. receives and accepts your enrollment request. To see a sample now, visit: SystemsProtect.com/G1CU. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, unit caps and dollar amount caps may apply. If you cancel after 30 days and have placed a claim, you would be responsible for a $25 cancellation fee as well as the remainder of the annual premium or the amount of the claim, whichever is less. Not available in all states; subject to sales tax where applicable.
1Applies only to the HVAC and Built-in Systems Plans, and reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., CA license # 3356-3; HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.
Plans offered by Golden 1 Credit Union (The), CA License # 0699837, and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the toll-free number here are directed to Cerida Insurance Services, CA License #0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors.
© 2025 Cinch Home Services, Inc. All rights reserved. Cinch is a registered mark of Cinch Home Services, Inc.