Covers major systems including air conditioning units, heating units, duct work, electrical components and parts, lighting fixtures and built-in exhaust/vent/attic fans.
Protects your home's hot water heater, toilets, sump pumps, inside water and sewer lines, garbage disposals, whirlpools/jetted tubs and more.
Covers refrigerators, cooktops, dishwashers, built-in microwaves, ranges, ovens, washers, dryers and more.
We're sorry, this offer isn't available in your area. Please call (877) 762-5897 for other plan options.
$150 deductible
View sample annual contract
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Covers major systems including air conditioning units, heating units, duct work, electrical components and parts, lighting fixtures and built-in exhaust/vent/attic fans.
Protects your home's hot water heater, toilets, sump pumps, inside water and sewer lines, garbage disposals, whirlpools/jetted tubs and more.
Covers refrigerators, cooktops, dishwashers, built-in microwaves, ranges, ovens, washers, dryers and more.
We're sorry, this offer isn't available in your area. Please call (877) 762-5897 for other plan options.
$150 deductible
View sample annual contract
Opens in a new window.You may not know this, but your typical homeowners insurance policy does not cover household appliances (refrigerator, dishwasher, etc.) or systems (electrical, plumbing, AC/heating) that break down from wear and tear. When these items break down from daily use, it can set you back hundreds, if not thousands, of dollars.
A home protection plan complements your homeowners insurance policy to protect you from these unexpected expenses. Cinch delivers affordable, timely, and quality service with access to a national network of service providers.
Protect your appliances
Protect your systems
Protect your wallet
— Julie, Michigan
— Calvin, Maryland
— Frank, Florida
24/7 digital dashboard
$1 billion in claims paid over the last six years
6-month (180-day) workmanship guarantee
Cinch offers affordable home protection plans, award-winning customer service and competitive, budget-friendly pricing to help you protect your home and wallet.
Once you enroll, you'll have 30 days to review the plan details before your coverage kicks in.
Or call (877) 762-5897
Claims Handling
Coverage Options
Technicians
Value for Price
†See terms, conditions, limitations and your effective date in the service agreement that will be sent once California Cinch Home Services, Inc. receives and accepts your enrollment request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, incidental charges and dollar amount caps may apply. If you cancel after 30 days and have placed a claim, you would be responsible for a $25 cancellation fee as well as the remainder of the annual premium or the amount of the claim, whichever is less. Not available in all states; subject to sales tax where applicable.
1Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.
Plans offered by Golden 1 Credit Union (The), CA License # 0699837, and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the toll-free number here are directed to Cerida Insurance Services, CA License #0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors.
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