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Complete Home Plan 

This plan covers more than 25 appliances and systems regardless of age, make or model. See what's covered below.


Once you enroll, you have 30 days to review the plan details before your coverage kicks in. 


View sample annual contract for full details.

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Laundry & Kitchen Appliances

  • Clothes Dryers
  • Clothes Washers
  • Cooktops
  • Dishwashers
  • Food Centers (Built-in)
  • Freestanding Ice Makers
  • Microwaves (Built-in)
  • Range Exhaust Hoods
  • Ranges
  • Refrigerators
  • Trash Compactors (Built-in)
  • Wall Ovens

Heating & Cooling Systems

  • Central Air Electric Split and Mini-Splits
  • Cooling and Heating Geothermal Units
  • Cooling and Heating Package Units
  • Electric Baseboard
  • Floor Furnaces
  • Forced Air (Gas, Electric Oil) Units
  • Heating Mini-Splits
  • Heat Pumps
  • Hot Water or Steam-Circulating Heaters
  • Wall-Mounted Air Conditioners and Heaters

Electrical System

  • Attic, Exhaust and Vent Fans (Built-in)
  • Battery-Operated and Hardwired Smoke Detectors
  • Ceiling Fans
  • Central Vacuums
  • Direct Current Wiring and Light Fixtures
  • Doorbells
  • Garage Door Openers

Plumbing System

  • Drain and Sewer Stoppages
  • Garbage Disposals
  • Instant Hot/Cold Water Dispenser
  • Permanently Installled Sump Pump
  • Plumbing Valves, Lines and Other Components
  • Standard and Tankless Water Heaters
  • Toilets
  • Whirlpool/Jetting Tub (Built-in) Motors, Pumps and Air Switch Assemblies

Also Included

  • 24/7 Service Request Line
  • Rust and Corrosion
  • Emergency Lodging Reimbursement1,3
  • Homeowners Insurance Deductible Reimbursement2,3
  • Thousands of Pre-Screened Service Providers
  • Unknown Pre-Existing Conditions

Simple Claims Process

  1. When a covered item breaks down, request service anytime online or by phone and pay your preset deductible.
  2. We'll find a pre-screened service provider to diagnose and remedy the problem. (If it can’t be repaired, it will be replaced.)
  3. We help pay the bill, and your covered repair is guaranteed for 180 days. It's that simple.

Real customers, real stories

What our happiest customers say...

"Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."

— Julie, Michigan

"Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable."

— Calvin, Maryland

"When I call Cinch, they've been all informational, excellent and knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch."

— Frank, Florida

Why choose Cinch?

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See terms, conditions, limitations and your effective date in the service agreement that will be sent once Cinch Home Services, Inc. receives and accepts your enrollment request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date; 30-day waiting period applies. Deductible due at time of service request and is separate from the plan premium. Non-covered charges, incidental charges and dollar amount caps may apply. If you cancel after 30 days and have placed a claim, you would be responsible for a $25 cancellation fee as well as the remainder of the annual premium or the amount of the claim, whichever is less. Not available in all states; subject to sales tax where applicable.


1Applies only to Cinch Complete Home Plan, or Built-in Systems Plan, and reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.


2Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.


3Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., CA license # 3356-3; HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.


The HomeSure Companies and Cinch Home Services, Inc. are not affiliated in any way with Freedom Mortgage Corporation, its affiliates, or subsidiaries. Freedom Mortgage Corporation does not sponsor, guarantee nor is it responsible for the entities, agents, contractors, services, products or plans described herein. Freedom Mortgage Corporation has an agreement with Cinch Home Services to make you aware of products and services that may be of interest and will be compensated in connection with this program.  


The purchase of the home warranty products described in these materials is optional and is not an obligation of your mortgage loan documents. You are not obligated by the terms of your mortgage loan documents to purchase any of the home warranty products described in these materials, and the payment obligation for any such home warranty product will not be secured by your home.


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