What's Covered

What is a home warranty and how does it work?

A Cinch Home Warranty is an annual service agreement that helps cover the cost of repairs and replacements of certain appliances and in-home systems when mechanical breakdowns occur due to everyday wear and tear.

What is covered under the plans?

Complete Home:

  • Covers your heating, A/C, electrical and plumbing, and appliances. (See T&Cs for more detailed information.)
  • Covers rust and corrosion, lack of maintenance and other unknown pre-existing conditions.
  • Only a $120 per claim deductible for covered items.
  • 180-Day Workmanship guarantee on all covered repairs.
  • $25 credit you can use towards A/C or refrigerator filters.
  • 24/7 assistance by calling Cinch’s toll-free number or by going online at my.cinchhomeservices.com.
  • Up to $50 reimbursed if you lock yourself out of your home and need locksmith services. One claim per 12-month period.
  • Up to $10,000 aggregate coverage per year
  • Per claim cap of $5,000 for Built-in-Systems
  • $3,000 cap limits per agreement term applies towards covered appliances

 

Appliances:

  • Covers nine of your most important appliances including your refrigerator, washer and dryer, built-in microwave, interior gas lines and lots more. (See T&Cs for more detailed information.)
  • Only a $120 per claim deductible for covered items.
  • 180-Day Workmanship guarantee on all covered repairs.
  • $25 credit you can use towards A/C or refrigerator filters.
  • 24/7 assistance by calling Cinch’s toll-free number or by going online at my.cinchhomeservices.com.
  • Up to $50 reimbursed if you lock yourself out of your home and need locksmith services. One claim per 12-month period.
  • Up to $10,000 aggregate coverage per year
  • $3,000 cap limits per agreement term applies towards covered appliances

 

How does the claim process work?

Claims can be placed 24/7/365 by calling or going online.